Fort Worth Attorney

Lori R. Thomas

Phone Number:




Lori Thomas has more than 25 years’ experience representing insurers in matters involving first-party and third-party insurance coverage and bad faith. She has evaluated coverage and advised clients on a wide variety of insurance policies, including homeowners, commercial, auto, directors and officers, errors and omissions, umbrella, excess, and specialty policies. She has evaluated and assisted with defense of first-party litigation involving, among other things, weather-related catastrophes, foundation damage, mold damage, uninsured/underinsured and personal injury protection coverages, and has experience in declaratory judgment actions involving coverage issues and related appeals.


Ms. Thomas is rated AV Preeminent™ by Martindale-Hubbell Peer Review, signifying the highest level of professional excellence and adherence to the highest ethical standards – a distinction achieved by fewer than 5% of attorneys nationwide.

J.D. Texas Tech School of Law, magna cum laude, 1988. Law Review; Order of the Coif B.A. University of South Dakota, 1976
State of Texas, 1988
U.S. Court of Appeals, Fifth Circuit
U.S. District Court, Northern District of Texas
U.S. District Court, Eastern District of Texas
U.S. District Court, Southern District of Texas
U.S. District Court, Western District of Texas
State Bar of Texas
Tarrant County Bar Association
Life Fellow – Texas Bar Foundation
Insurance Law Section, State Bar of Texas

Served as Texas discovery counsel for a major carrier in hurricane and wind/hail cases.


Actively participated in the court-appointed Insurers’ Steering Committee in connection with Hurricane Katrina cases in Louisiana to develop discovery protocols and case management orders for the consolidated litigation in federal court.


State Farm Mut. Auto. Ins. Co. v. Traver, 908 S.W.2d 625 (Tex. 1998) (landmark case involving the tri-partite relationship)


Prepared the briefs for State Farm at the Court of Appeals and Texas Supreme Court.


Kim v. State Farm Mut. Auto. Ins. Co., 966 S.W.2d 776 (Tex. App.–Dallas 1998, no writ) First appellate case holding the insurer was entitled to offset uninsured motorist benefits by amount of personal injury protection benefits paid.


Mid-Century Ins. Co. v. Kidd, 997 S.W.2d 265 (Tex. 1999) (upholding the carrier’s right to offset personal injury protection benefits). Prepared an amicus curiae brief at the request of State Farm.


Mid-Century Ins. Co. v. Boyte, 80 S.W.3d 546 (Tex. 2002) (continuing duty of good faith and fair dealing). Prepared amicus curiae briefs at the Court of Appeals and Texas Supreme Court at the request of State Farm.

Bankruptcy & Insurance, Seminar for State Farm Lloyds (2011)


Reservations of Rights after Ulico, CPCU Seminar (2010)


Appraisal after Johnson – panel presentation, CPCU Seminar (2010)


Hot Topics in Third-Party Claims, CPCU Seminar (2007)


Numerous in-house seminars for State Farm, USAA, and other carriers on topics including DTPA & Texas Insurance Code – What You Must Know; Ambiguity; Article 21.55 – What You Don’t Know Can Hurt You; Duty to Defend; Recent Developments in Coverage Litigation (1995-2000)


100% Results-Driven | 100% Dedicated | 100% Committed
100 Main Street

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